The calls with a deadline
Registering the death has a legal time limit: 5 days in England, Wales and Northern Ireland, 8 days in Scotland.
With the binder: the first-week calls listed in order, with what to take.
The phone calls, sorted in advance
If something happened tomorrow, would your family know who to call first?
From £29 · digital download
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- 30-day money-back
- Written for the UK
Banks, pension providers, the council, DVLA, insurers, utilities. The binder lists every organisation with the account numbers, and the guide says which calls come first.
- Key contacts on a single page
- Every account with its reference number
- Tell Us Once explained, so government is told in one go
- Type into the PDF on screen, or print and write by hand
Built from official guidance on gov.uk, mygov.scot and nidirect, for England and Wales with notes for Scotland and Northern Ireland. Checked on 18 October 2026. See our sources
The calls nobody plans for
It isn’t one phone call. It’s dozens, in the right order.
After a death, a family usually has to contact the register office, the GP, banks, pension providers, the council, insurers, utility firms and more. Each one asks for details that are hard to find in a hurry.
The calls that stop money leaving
Direct debits and subscriptions carry on until each company is told. Families often find them months later on a statement.
With the binder: a list of regular payments, so each one can be stopped.
The calls that need a number
“What’s the policy number?” is the first question in most call queues. Without it, the call ends and starts again another day.
With the binder: reference numbers next to every organisation.
“They'll work it out.” They will. It just takes far longer than it needs to.
Families do get there in the end. The binder means those weeks are spent with each other, not on hold to a call centre looking for a policy number.
How the guide is organised
The Mhofu Family Handover Method
Three stages, in the order families meet them. The binder holds the details. The Family Handover Guide walks through each stage and points to the right binder page.
Stage 1 · The first week
First steps
Register the death, tell the government once, and keep the home and money safe.
- Register the death with the local register office
- Use Tell Us Once to tell government departments in one go
- Call the people on the binder's key contacts page
- Lock up the home, keep valuables safe and pause deliveries
Register within 5 days in England, Wales and Northern Ireland, or 8 days in Scotland.
If no one has a plan: Family members hunt for the GP's name, the will and the right phone numbers while the register office clock is running.
Stage 2 · Weeks 2 to 8
The phone calls
Work through the organisations, one call at a time, with every account number to hand.
- Banks, building societies and credit cards
- Pension providers, insurers and the employer
- Council tax, utilities, broadband and phone
- DVLA, subscriptions and digital accounts
There is no single legal deadline for these calls, but money keeps leaving accounts until each one is told.
If no one has a plan: The same phone queues, over and over, without the policy number or the right department.
Stage 3 · Month 3 onwards
Tying up
Apply for probate (or confirmation in Scotland), sort any Inheritance Tax, pay debts and share out the estate.
- Value the estate and check whether Inheritance Tax is due
- Apply for probate, or confirmation in Scotland
- Open an estate account, pay debts and bills
- Close remaining accounts and share out what is left
Any Inheritance Tax must be paid by the end of the sixth month after the death, or interest is charged.
If no one has a plan: Estates stall for months because nobody knows what was owned, owed or where the paperwork went.
What you get
What's inside the packs
- Your whole life admin in one folder. The UK Life Admin Binder: 132 pages across 16 UK sections, from NHS details and pensions to council tax and funeral wishes.
- A plan for the weeks after. The Family Handover Guide: 25 pages and 23 steps in the three stages above, each linked to the right binder page.
- Less guesswork for your executor. The UK Executor Checklist and Estate Tracker: a 11-page checklist and an Excel tracker with 14 tabs. Family and Household packs.
- Health details ready for any appointment. The UK Medical Binder: 75 pages in 8 sections. Family and Household packs.
- The house and the money sorted too. The UK Home Management Binder (180 pages with covers and dividers) and the UK Family Budget Spreadsheet. Household pack.
See inside
Low-resolution samples of real pages. Swipe or scroll sideways. Your download is the full-quality file.
How it works
Three steps, at your own pace
- 1
Download
Your files arrive by email and on screen as soon as you pay.
- 2
Fill in what matters
Type into the PDF or print and write by hand. The quick start takes 15 minutes. Leave out anything that doesn't apply.
- 3
Tell one person where it's kept
The binder only helps if someone knows where to find it.
Print only what you need. The Start Here page lists the pages to print first. Nobody needs to print every page.
Not sure which pack?
Three quick questions
Optional. Nothing you tap here is saved or sent anywhere.
Checked, not guessed
The facts about what you get
- 132pages in the Life Admin Binder
- 16UK sections, each with its own tab
- 75pages in the Medical Binder
- 14tabs in the Estate Tracker
Every page shown on this site is a real page from the files you download. No stock photos.
The same week, two ways
What a difference one folder makes
Without a plan
- Someone searches drawers for the will and the pension letters.
- Nobody is sure which bank accounts exist.
- The phone is locked, so contacts and accounts stay hidden.
- Direct debits keep going out because nobody knows what to cancel.
- Funeral choices are made in a hurry, and guessed.
- The same call centres, again and again, without a reference number.
With the binder
- One folder, kept where one person knows to look.
- Every account and provider listed, with reference numbers.
- Key contacts on a single page.
- A list of regular payments to stop.
- Funeral wishes written down in your own words.
- A guide that says what to do first, and what can wait.
Choose your pack
One payment. Yours to keep.
Every pack includes the Life Admin Binder and the Family Handover Guide. Prices are the same for everyone: no countdowns, no “was” prices.
Core
For getting your own affairs written down in one place.
£29
One-off payment · digital download
- UK Life Admin Binder: 132 pages, 16 UK sections
- Fillable A4 PDF, plus printable A4, A5 and US Letter
- Family Handover Guide: 25 pages, 23 steps with tick boxes
- Start Here page: which pages to fill in first
- Notes for Scotland and Northern Ireland
Best value
Family
For you and the person who will one day handle things for you.
£47
One-off payment · digital download
- Everything in Core
- Executor Checklist: 11 pages in 4 parts
- Estate Tracker: Excel, 14 tabs for assets, debts and the estate account
- UK Medical Binder: 75 pages, 8 sections
- Medical Binder covers, dividers and labels
Household
For running the whole home, not just the paperwork.
£76
One-off payment · digital download
- Everything in Family
- UK Home Management Binder: 133 pages, 14 sections, A4 and A5
- 47 pages of covers, dividers and labels
- UK Family Budget Spreadsheet: Excel, 15 tabs
- Yearly "update your binder" reminder emails
- Priority email support
Secure checkout by Payhip. You'll get a download link by email straight away. Files: PDF and Excel. Nothing is posted.
30-day money-back guarantee
If it isn't right for you, email [email protected] within 30 days of buying, from the address you ordered with. You don't need to give a reason. We process refunds within 2 working days, and your bank may take a few more days to show it. Refund policy
Questions
Answers before you buy
Is this a printed book?
No. It’s a digital download: PDF and Excel files. You fill them in on screen or print them at home. Nothing is posted to you.
Do I have to print all of it?
No. The Start Here page lists the pages to fill in first. Print only the sections that apply to you, or don’t print at all and type into the PDF.
Can I fill it in on a computer?
Yes. The Life Admin Binder has a fillable A4 version you can type into with a free PDF reader such as Adobe Acrobat Reader. The spreadsheets open in Microsoft Excel.
Is this legal or financial advice?
No. It’s an organiser that helps you write things down and a guide to the usual steps, based on official guidance. It doesn’t replace a will, a Lasting Power of Attorney or advice from a solicitor. For a complex estate, speak to a solicitor.
Does it work in Scotland and Northern Ireland?
Yes. It’s written for England and Wales first, with notes wherever Scotland or Northern Ireland differ. For example, Scotland uses “confirmation” rather than probate, and has an 8-day limit to register a death rather than 5.
I already have a will. Do I need this?
A will covers who inherits. The binder covers everything else your family needs to find: accounts, pensions, contacts, password hints, policies and wishes. They work together.
Isn’t this a bit morbid?
Most of the binder is everyday life admin that helps right now: GP details, medicines, insurance renewals, bills. It’s just as useful if you’re in hospital for a week as for anything more serious. Think of it as a kindness to the people you love.
How and when do I get it?
Straight after you pay, you’ll see a download link and get it by email too. Download the files to your computer and keep a backup.
What if it isn’t right for me?
Email [email protected] within 30 days and we’ll refund you in full. No reason needed. Refund policy
Buying for a parent?
Buy with your own email address, then forward the download email to them, or print the Start Here pages and give them in a folder. A short note helps: “Fill in what you're happy to, when you're ready. Then tell me where it's kept.”
You can also fill it in together, one section at a time.